Getting your insurance company or your landlord to repair the mold damage to your home or apartment is almost the equivalent of trying to pull teeth without going to the dentist and receiving no anesthetic. Most insurance policies do not cover mold damage to your home unless it is due to something that your insurance policy DOES cover, such as water damage (except when said damage was due to a flood). If you have a landlord and the property that you live on is infested with mold, getting the landlord’s attention and getting him to remedy the problem is sometimes a big problem by itself, even though the property does not belong to you.
Some landlords and insurance claims adjusters will tell you that mold is not as big of a problem as some media stations and remediation companies are making it out to be, but the fact is that the proof is there. All you have to do is research for yourself and the Centers for Disease Control and even the Holy Bible itself says that mold is a serious health threat. You do not have to look very far into the Bible to see its account of what mold infested homes used to go through.
Leviticus 14:37-49 says if you suspected that your home was infested with mold you were to do what anyone else who lived during that time would do for almost any problem occurring in their lives: you would visit the rabbi. The rabbi would come to your house, inspect it, and deem it either diseased or clean. If it was deemed to be diseased or “plagued”, everything was removed from the household. These items were taken far away from town to what the Bible calls an “unclean place”. The house was closed for seven days and the rabbi returned at the end of that period to see if the infection remained. If it did, the house was torn down, the building materials taken to that unclean place, and the home re-built. Clothing deemed contaminated by the rabbi was also thrown away.
So, no matter what any landlord or insurance claims adjuster might tell you, mold is a dangerous threat to yourself and has been a problem since ancient times. Do not agree with them when they tell you that the mold is not a health threat or that the contamination is somehow your fault. Remain consistent in your effort to file your claim or to get your landlord to fix the problem.
Jim Corkern is a writer and promoter of quality
New York Sewage Damage Clean-up and other states and cities such as
North Carolina Water and Sewage Extraction companies across the united states.
Friday, September 28, 2007
Selling Moldy Real Estate
If you are trying to sell a house that is contaminated with mold, you probably have a pretty short list of possible buyers. You also probably do not want to lose any of those possible buyers and you want the transaction to go as smoothly as possible. There are a few tips that you can use when selling a home like this to make sure that you get the most you can possibly get.
You need to allow the buyer to inspect the house for themselves and find out what kind of mold exists on the property. An environmental inspection clause should be included into the sales contract. If you can have the mold removed from the home at your own expense without taking a huge profit loss, you should do so. A buyer will be much more quick to actually purchase the home from you if you are completely honest about the home’s condition. You will also be able to sell the home quicker if the mold inside it is not toxic. If you can prove that it is not via mold testing kits, then the sale will go by quicker.
Again, make no attempts to cover up the mold problem in the house. Do not be nervous about it. If it is beyond your ability to remove the mold, then tell the buyer so. Explain your situation. If they are sympathetic, they may or may not be more willing to purchase from you. If they suspect you are hiding something, however, they will likely walk right out the door.
In the final sales contract, you need to have a clause that releases you and anyone involved in your end of the deal from any legal liability due to the mold. This states that the buyer already knew that the mold existed on the property and that you are no longer responsible for its presence. Include that the home was sold to the buyer in an “as-is” state and that you are not responsible for the property nor is there any warranty on it, implied or otherwise.
List all past major damage that the home has suffered due to water damage or mold so that your buyer has a complete history. Giving this information to your buyer will show them that they can trust you and that you are hiding nothing from them. This should leave you on solid ground once the final contract is signed.
Jim Corkern is a writer and promoter of quality
New York water damage restoration and other states and cities such as
Connecticut mold remediation companies across the united states.
You need to allow the buyer to inspect the house for themselves and find out what kind of mold exists on the property. An environmental inspection clause should be included into the sales contract. If you can have the mold removed from the home at your own expense without taking a huge profit loss, you should do so. A buyer will be much more quick to actually purchase the home from you if you are completely honest about the home’s condition. You will also be able to sell the home quicker if the mold inside it is not toxic. If you can prove that it is not via mold testing kits, then the sale will go by quicker.
Again, make no attempts to cover up the mold problem in the house. Do not be nervous about it. If it is beyond your ability to remove the mold, then tell the buyer so. Explain your situation. If they are sympathetic, they may or may not be more willing to purchase from you. If they suspect you are hiding something, however, they will likely walk right out the door.
In the final sales contract, you need to have a clause that releases you and anyone involved in your end of the deal from any legal liability due to the mold. This states that the buyer already knew that the mold existed on the property and that you are no longer responsible for its presence. Include that the home was sold to the buyer in an “as-is” state and that you are not responsible for the property nor is there any warranty on it, implied or otherwise.
List all past major damage that the home has suffered due to water damage or mold so that your buyer has a complete history. Giving this information to your buyer will show them that they can trust you and that you are hiding nothing from them. This should leave you on solid ground once the final contract is signed.
Jim Corkern is a writer and promoter of quality
New York water damage restoration and other states and cities such as
Connecticut mold remediation companies across the united states.
Natural Ways To Kill Mold
If you are a person that likes to use organic products and remedies, then using chemically-based mold killers in your home is possibly a taboo subject, but what else can you do? Some people say that we have become far too dependent on chemicals to do what nature can do and they have found some natural ways to kill mold that you might not have thought of before and at least one of them should be readily found in your own kitchen cabinet, even if it is a little smelly.
The most available and cheap way to kill mold without buying a bunch of chemical cleaners is simply white vinegar. This method is pretty simple to use and it does not take a lot of effort to prepare it. Vinegar kills somewhere around 80 percent of the different kinds of mold that will grow in your home and even better, if you spill white vinegar onto your carpet or furniture, there is no risk that it will discolor it. It should kill almost any kind of mold you come across in your home or business and if it does not, you probably have a more serious contamination that you should not be trying to deal with on your own, anyway. The only thing that you will need for this is a spray bottle and a funnel. Pour a sufficient amount of vinegar into the spray bottle and spray it where you find it necessary. The only drawback to this method is that it will be smelly in your house for a few hours. It will go away before the day is over.
Tea tree oil can also kill mold, but it is a bit more expensive than vinegar. You should be able to find it at most health food stores and it will kill a few more kinds of mold than vinegar will. All you have to do with this one is take two teaspoons of tea tree oil and combine it with 2 cups of water. Pour into a spray bottle and spray where you need to. Do not rinse. The shelf life on this mixture is indefinite.
The last say is almost identical to the tea tree oil method. Take about 20 drops of grapefruit seed extract and combine it with 2 cups of water. Put it into a spray bottle and spray where you need to. The good thing about this method is that there is no smell.
Jim Corkern is a writer and promoter of quality
flood water damage restoration chicago and
mold remediation companies across the united states.
The most available and cheap way to kill mold without buying a bunch of chemical cleaners is simply white vinegar. This method is pretty simple to use and it does not take a lot of effort to prepare it. Vinegar kills somewhere around 80 percent of the different kinds of mold that will grow in your home and even better, if you spill white vinegar onto your carpet or furniture, there is no risk that it will discolor it. It should kill almost any kind of mold you come across in your home or business and if it does not, you probably have a more serious contamination that you should not be trying to deal with on your own, anyway. The only thing that you will need for this is a spray bottle and a funnel. Pour a sufficient amount of vinegar into the spray bottle and spray it where you find it necessary. The only drawback to this method is that it will be smelly in your house for a few hours. It will go away before the day is over.
Tea tree oil can also kill mold, but it is a bit more expensive than vinegar. You should be able to find it at most health food stores and it will kill a few more kinds of mold than vinegar will. All you have to do with this one is take two teaspoons of tea tree oil and combine it with 2 cups of water. Pour into a spray bottle and spray where you need to. Do not rinse. The shelf life on this mixture is indefinite.
The last say is almost identical to the tea tree oil method. Take about 20 drops of grapefruit seed extract and combine it with 2 cups of water. Put it into a spray bottle and spray where you need to. The good thing about this method is that there is no smell.
Jim Corkern is a writer and promoter of quality
flood water damage restoration chicago and
mold remediation companies across the united states.
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